These days, cryptocurrency investors have plenty of options to earn crypto interest. If you’re looking to earn passive income and want to do more than buy and hold crypto, this is great news.

And we’re partnering with Holdnaut to show you one of the most beginner-friendly ways to maximize your crypto interest earnings. Hodlnaut's free crypto interest account pays up to 12.73% APY, has incredibly low fees, and lets you manage your account right from your smartphone.

And right now, Hodlnaut has several exciting new features and bonuses that can help you maximize your crypto rewards right now.

If you want to skip the details and see for yourself, check out Hodlnaut here >>

About Hodlnaut

Hodlnaut began in 2019 and is currently based in Singapore. This cryptocurrency lending company makes it easy for users to open a crypto interest account to begin earning with their holdings. If your crypto is currently sitting in a wallet without generating interest, it might be time to make a change.

There are numerous crypto interest accounts out there. However, Hodlnaut is one of the more beginner-friendly ones and they typically have some of the highest interest rates available..

You can sign up for Hodlnaut if you’re in the United States. Once you verify your account, you deposit various cryptocurrencies to begin earning interest instantly. Hodlnaut lets you manage your account on its web version or with its Android and iOS app.

How To Get Started With Hodlnaut

Hodlnaut lends out the cryptocurrency you deposit to margin traders or to projects that require additional liquidity. In return, you earn interest on your deposit. Currently, Hodlnaut currently accepts six cryptocurrencies and stablecoins:

• Bitcoin (BTC)
• Dai (DAI)
• Ethereum (ETH)
• Tether (USDT)
• USD Coin (USDC)
• Wrapped Bitcoin (WBTC)

Hodlnaut doesn’t have deposit fees or a minimum deposit amount. So it could be a great choice if you want to start exploring alternative investments like crypto without investing much capital.

Hodlnaut also has some of the more competitive interest rates out of the various lending options out there. Interest accrues daily and is paid out weekly on Mondays. Your APY depends on the asset you deposit as well as the total value.

Here’s how Hodlnaut’s current interest rates vary between coins:

What’s nice is that you get the best interest rates right out of the gate. For example, Hodlnaut offers a 12.73% on the first 25,000 USDT you deposit. From there, interest rates drop the more you deposit.

This rate structure means you’re getting the most mileage out of your crypto even if you don’t have a large initial investment. The fact you get paid weekly also helps you compound earnings more quickly.

How To Maximize Your Crypto Interest Earnings With Hodlnaut

While Hodlnaut already offers competitive interest rates, there are several features and tips you can use to boost your gains even further. Here are five ways to maximize your crypto interest earnings with Hodlnaut.

Use Preferred Interest Payouts

Holdnuat pays out interest in-kind by default. This means if you deposit BTC, you accrue interest in BTC.

However, Hodlnaut has a nifty new feature called preferred interest payouts. With this feature, you can choose any of the six supported assets to earn as interest. For example, you can deposit BTC but decide to switch to earning ETH.

Compared to being stuck with in-kind payments, this feature has multiple advantages when you're looking to maximize your crypto interest earnings. For starters, preferred interest payouts help you diversify your crypto portfolio. If you’re itching to own a variety of cryptos and stablecoins but don’t have a ton of money available to invest, Hodlnaut offers a solution.

Preferred interest payouts are also helpful if you think the value of a particular cryptocurrency is going to spike in the future. For example, if you’re happy with your ETH holdings but think BTC is going to appreciate more, you can swap to earning BTC instead.

Swap Tokens

Another way to maximize your crypto interest earnings with Hodlnaut is to use its token swap feature. As the name suggests, token swap lets you swap one supported asset for another. For example, you can swap some or all of your Bitcoin for Ethereum or any other Hodlnaut-supported asset.

The best part about this feature is you don’t pay fees. When you place an order, Hodlnaut displays a quote price that’s valid for 30 seconds. This lets you know exactly how much of a particular coin you’re going to get after you swap a certain amount of a crypto you own.

Hodlnaut also has a new "Market Order" feature that ensures swaps execute instantly. Market orders can result in you getting a different swap rate than the quote price. However, the advantage is that market orders execute instantly, which is useful in volatile markets where normal token swapping can be tricky.

Overall, this Hodlnaut feature is incredibly useful for rebalancing your asset allocation and diversifying your holdings. Plus, you begin earning interest on your new assets the day you make a swap. So you can quickly move assets around to ensure you’re always getting the best rates.

Use Hodlnaut’s Referral Program

If your friends want to invest in crypto, Hodlnaut’s referral program is another excellent way to earn even more rewards.

For starters, you get a 10% commission from your referees' crypto interest (this isn't taken from their earnings.) Commission is paid out to your crypto interest account just like regular payments. The type of interest you earn depends on what asset your friend deposits.

Your referrals also get a $20 USD bonus if they deposit $1,000 in a single transaction as their first deposit or within a week of their first deposit. Hodlnaut doesn’t cap referrals and you can share your unique referral link through email, social media, and text.

Holiday Airdrop And Referral Bonuses

Hodlnaut is running a Season of Giving campaign to help new and existing users earn even more rewards. The campaign is running until January 2nd, 2022, and ends at 11:59 PM (GMT + 8). Here’s how the campaign works:

• Sign up for Hodlnaut with a referral link or through its website or mobile app
• Complete know-your-customer (KYC) requirements
• Make a $500 U.S. deposit of a supported cryptocurrency and earn a $20 bonus

If you already have an account and have completed KYC requirements, you can still earn a $20 bonus by depositing at least $500 worth of a supported crypto.

The best part is that new users can stack this holiday bonus with the existing Hodlnaut referral bonus. So, if you deposit $500 and then deposit an additional $1,000 in a single transaction within one week of your first deposit, you earn $40 in total. You can also deposit $1,500 upfront to get the $40 reward. Bonuses are paid in-kind to the cryptocurrency you deposit.

The Season of Giving campaign also has extra rewards for referring more users. You get a $50 USDC bonus for the first active user you refer and $20 USDC for subsequent referrals.

Finally, Hodlnaut is releasing details about a third reward program in its Telegram group and on social media. If you’ve been waiting to begin earning passive income with crypto, this holiday season is definitely a good time to test the waters.

Fixed Term Deposits

If you have a larger amount of crypto to deposit, you can use Hodlnaut’s fixed term deposits instead.

This system lets you lock in your crypto for 30-, 90-, or 180-days to earn a fixed amount of interest. You earn more the longer you lock up your crypto for. But, unlike Hodlnaut’s normal interest account, you get paid your rewards upon maturity. Afterwards, you start earning daily interest like normal.

Here are Hodlnaut’s current fixed term deposit rates:

Again, this option is best for large deposits since you can earn more interest than with Hodlnaut’s normal crypto interest account.

How To Avoid Fees With Hodlnaut

Compared to many cryptocurrency exchanges and lending platforms it shouldn't be too hard for Hodlnaut users to avoid fees. You'll never pay deposit fees. And the fact that token swapping is free is also a plus.

Furthermore, Hodlnaut lets you make one free withdrawal per month. Note that additional withdrawals do have fees that vary by the cryptocurrency you’re withdrawing:

You can use Hodlnaut without worrying about getting dinged with fees for making monthly withdrawals. And even if you make more than one withdrawal per month, the transaction fees are modest.

Final Thoughts

If you want to earn passive income with crypto, it’s one of the best times to use Hodlnaut. With competitive interest rates and numerous holiday bonuses, you can put your crypto to work and generate meaningful yield instead of letting it sit in your wallet.

Plus, with free token swapping and preferred interest payouts, you can diversify your portfolio and maximize your crypto interest earnings. To get started, sign up for Hodlnaut and earn up to $40 in free crypto to kickstart the holidays!

Get started with Hodlnaut here >>